January 2010 - Posts

Fixed or Variable Mortgage? Both Have Merit.
31 January 10 11:28 AM | Ty Lacroix | (Comments Off)   
You have just decided to purchase a home or your mortgage is up for renewal and you have a decision to make. Do I get a variable or a fixed mortgage ? I get asked this all the time as a REALTOR® and my first question to you is what is your comfort Read More...
Ethics of Defaulting on a Mortgage
30 January 10 09:56 AM | Ty Lacroix | (Comments Off)   
Where do you stand if some one defaults on a mortgage that they still can afford to pay, but choose not to, because their property value has dropped way below the amount of their mortgage? Jeffery L. Seglin, a professor at Emerson College in Boston who Read More...
Are You Going To A Lot of Open Houses?
29 January 10 04:23 PM | Ty Lacroix | (Comments Off)   
Do you find yourself getting that urge to drop-into Open Houses, even when you're busy? You're not alone. Many homeowners visit open houses to get design ideas, or to see how their home compares to the neighborhood. But if you find yourself attracted Read More...
London Ontario Condo Guide of Real Estate Prices
28 January 10 03:04 PM | Ty Lacroix | (Comments Off)   
In this guide you will find pictures of condos that are representative of the different condo styles you will find in London Ontario . This guide also includes a helpful link to a map outlining the city and city information and phone numbers. School boards, Read More...
Your Guide To London Ontario House Prices 2010
28 January 10 02:24 PM | Ty Lacroix | (Comments Off)   
Your Guide To London Ontario House Prices and London area Real Estate! In this guide you will find pictures of properties that are representative of the different house styles you will find in London. This guide also includes a helpful map outlining the Read More...
Open House River West Rembrandt Condos on Sunday in Riverbend
28 January 10 01:40 PM | Ty Lacroix | (Comments Off)   
January 2010 Su Mo Tu We Th Fr Sa 27 28 29 30 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 Riverbend, London - We invite everyone to visit our open house at 2295 Kains Road #60 on January 31 from 1:00 Read More...
Open House in Riverbend on Saturday Condo Bungalow
28 January 10 01:39 PM | Ty Lacroix | (Comments Off)   
January 2010 Su Mo Tu We Th Fr Sa 27 28 29 30 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 Riverbend, London - We invite everyone to visit our open house at 2295 Kains Road #60 on January 30 from 1:00 Read More...
Condo one Floor Bungalow For Sale in Riverbend
28 January 10 01:32 PM | Ty Lacroix | (Comments Off)   
Delaware End Unit 2 Car Garage • 1,352 sq. ft., 3 bath, 3 bdrm single story - $342,406 - Model Home with Upgrades Riverbend, London - Welcome to Rembrandt River West, an elegant and upscale community in North West London. This Delaware Builders Show Read More...
How To Select Home Improvements That Pay Dividends
27 January 10 01:01 PM | Ty Lacroix | (Comments Off)   
Generally speaking, there are two ways to go about home improvements . You're either going to splurge on your home because it's your palace and you simply want a beautiful place to live, OR, you're going to take a more logical, pragmatic approach Read More...
London Works For Employers and Job Seekers
27 January 10 11:19 AM | Ty Lacroix | (Comments Off)   
LondonWorks in London, Ontario, Canada London is a dynamic community with a solid foundation of diverse business and industry sectors. We welcome employers, workers and jobseekers and are pleased to provide you with access to information that will help Read More...
The Great Refrigerator Roundup
27 January 10 09:55 AM | Ty Lacroix | (Comments Off)   
That old, inefficient second fridge of yours could be wasting between $120 - $150 per year in electricity. Every Kilowatt counts and the Ontario Power Authority will take away your old fridge or window air conditioner for free! Below is a link that will Read More...
Avoid These Costly Mistakes When Buying Real Estate
24 January 10 06:15 PM | Ty Lacroix | (Comments Off)   
Shopping for a home is an emotional experience. It's also time consuming and comes with a myriad of details. Some buyers, (and their sales person), however, caught up in the excitement of buying a home tend to overlook some items. Their home purchase Read More...
Market Value or Replacement Cost for Real Estate?
24 January 10 05:51 PM | Ty Lacroix | (Comments Off)   
Over 70 percent of homes in the United States and Canada are underinsured. And, of those homes, 70 percent are underinsured by at least 30 percent. This is a major problem! The confusion between market value and replacement value is where many of these Read More...
One Floor Condo Bungalow in London For Sale
21 January 10 03:58 PM | Ty Lacroix | (Comments Off)   
Top Quality 1 Floor Condo • 1,251 sq. ft., 3 bath, 2 bdrm bungalow "Canterbury Model" - MLS® $327,304 - You Can Get All This For Riverbend, London - Luxury one floor condo located in upscale Riverbend neighbourhood called Rembrandt Read More...
Filed under:
One Floor Condos in London Riverwest in Riverbend Neighbourhood
21 January 10 03:21 PM | Ty Lacroix | 2 Comments   
We have just made arrangements with Rembrandt Homes, a quality buider in London Ontario to represent their executive one floor condos in the upscale neighbourhood of Riverbend in west London . A quiet enclave of 55 units of attached bungalow condominiums Read More...
Co-Signing a Loan? What Are The Consequences?
19 January 10 11:08 AM | Ty Lacroix | (Comments Off)   
What are the consequences if your daughter and her husband want to buy a home, but recently asked you to "Co-Sign" on the loan? There's nothing wrong with helping a family member or close friend with buying a home. However, co-signing on Read More...
Why You Should Get Pre-Approved For a Mortgage Before Buying a Home
19 January 10 10:39 AM | Ty Lacroix | 3 Comments   
Why would you consider getting pre-approved before buying a home? Years ago, buyers didn't worry about financing their home purchase until after they found the home they wanted to buy. Once they had an accepted offer, they'd shop around for a Read More...
Real estate Taxation. Is My Home Taxable?
18 January 10 01:30 PM | Ty Lacroix | 1 Comments   
Real estate sales - are they taxable? What about my principal residence? The gain on the sale of real estate is a capital gain unless the property has been purchased with the intent of reselling at a profit , or developed and sold as a business endeavor Read More...
Should You Get A Home Inspection Before You list Your House?
18 January 10 01:12 PM | Ty Lacroix | (Comments Off)   
Should you consider haveing a professional home inspection performed before you put your home on the market? Why could you even consider this? Getting your home professionally inspected before you put it on the market seems like a strange thing to do Read More...
Remodelling Your House to Sell or To Stay In?
17 January 10 12:22 PM | Ty Lacroix | (Comments Off)   
Are you planning to make major home improvements . Are you worried about getting your investment back when you decide to sell? How do you know if you are spending wisely? When remodeling, you must weigh the cost of the remodel versus the value of the Read More...
Run the Numbers before Buying an Investment Property
16 January 10 01:52 PM | Ty Lacroix | 1 Comments   
People talk about running the numbers before buying an investment property, but what are the numbers and how do you get accurate numbers? Running the wrong numbers can make the difference of making $500 or losing $1000 per month. RENTAL INCOME Rental Read More...
GST/HST rebate for new housing purchases and substantial renovations
15 January 10 01:47 PM | Ty Lacroix | (Comments Off)   
If you build or purchase a new home , you may qualify for a rebate of a portion of the GST/HST paid on the purchase. See the Canada Revenue Agency (CRA) web page GST/HST New Housing Rebate for more information on this. If you substantially renovate your Read More...
How To Influence Your Parents
14 January 10 05:44 PM | Ty Lacroix | (Comments Off)   
Dear Mom and Dad: Since I left for university I have been remiss in writing and I am sorry for my thoughtlessness in not having written before. I will bring you up to date now, but before you read on, please sit down . You are not to read any further Read More...
How Ontario Assesses Your Property
14 January 10 01:57 PM | Ty Lacroix | (Comments Off)   
The Government of Ontario has made a number of changes to the property assessment system that went into effect in the 2009 property tax year. These changes include the introduction of a four-yearassessment update cycle and a phase-in of assessment increases. Read More...
Make sure you report repayments to RRSP Home Buyer's Plan or Lifelong Learning Plan!
12 January 10 10:15 PM | Ty Lacroix | 18 Comments   
If you have made repayments to your RRSP for the Home Buyer's Plan (HBP) or Lifelong Learning Plan (LLP), did you know you must complete Schedule 7 on your income tax return? If you fail to designate the RRSP payments as repayments of HBP or LLP, Read More...
Four Largest Real Estate Boards in Ontario Connect
12 January 10 11:00 AM | Ty Lacroix | (Comments Off)   
Ontario's four largest real estate boards have an agreement to share real time access to each others' MLS listing information. The Toronto Real Estate Board (TREB),the Realtors Association of Hamilton-Burlington, the London St.Thomas Association Read More...
Financial Consumers Unprotected
11 January 10 03:33 PM | Ty Lacroix | (Comments Off)   
"Consumers are at risk from unsafe financial products" says Harvard law professor Elizabeth Warren. "It is impossible to buy a toaster that has a one-in-five chance of bursting into flames and burning down your house. But it is possible Read More...
What is your Carbon Footprint in London Ontario?
11 January 10 01:10 PM | Ty Lacroix | (Comments Off)   
Would you like to know the impact your lifestyle has on the environment and what you can do about it? Here is a City of London website that allows you too calculate your carbon footprint and make changes, from switching cars to eating less meat, to where Read More...
Hazelden North Houses in London for 2010 & What Happened in 2009
09 January 10 01:16 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Hazelden, a London Ontario Neighbourhood in 2009 and what to expect for 2010? Houses in Hazelden From January 01, 200 9 to December 31, 2009, 11 houses in Sunningdale exchanged hands, 5 were Read More...
Market Recovery Continues With Record Sales of Real Estate in London Ontario for December
08 January 10 04:55 PM | Ty Lacroix | (Comments Off)   
Market Recovery Continues With Record Sales of Real Estate in London Ontario for December Last month, (December 2009) 438 homes exchanged hands in the jurisdiction of the London and St. Thomas Association of REALTORS® (LSTAR), a 55.9-per-cent increase Read More...
Masonville Stoneybrook Real Estate 2010 and What happened in 2009?
08 January 10 01:12 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in the Stoneybrook Masonville Neighbourhood of London in 2009 and what to expect for 2010? Houses & Condos in Masonville/Stoneybrook From January 01, 2009 to December 31, 2009, 219 homes in Read More...
Uplands in London and real estate for 2010
08 January 10 12:55 PM | Ty Lacroix | 6 Comments   
What was the real estate market for houses and condos like in the Uplands Neighbourhood of London in 2009 and what to expect for 2010? Houses & Condos in Uplands From January 01, 2009 to December 31, 2009, 80 homes in Uplands exchanged hands and it Read More...
Old South Wortley Village Houses in 2010 & What Happened in 2009
08 January 10 12:43 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in the Old South of London in 2009 and what to expect for 2010? Houses in Old South From January 01, 2009 to December 31, 2009, 81 houses in Old South exchanged hands and it took an average of Read More...
Warbler Woods London Ontario Real Estate 2010
07 January 10 02:48 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses like in Warbler Woods, a neighbourhood in south west London in 2009 and what to expect for 2010? Houses in Warbler Woods From January 01, 200 9 to December 31, 2009, 4 houses in Warbler Woods exchanged hands Read More...
Pond Mills Real Estate for 2010 & What Happened in 2009
06 January 10 07:32 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in the Pond Mills neighbourhood in London in 2009 and what to expect for 2010? Houses in Pond Mills/Westminster Area of London From January 01, 2009 to December 31, 2009, 136 houses in Pond Mills Read More...
Hunt Club Area 2009 Real Estate & What To Expect in 2010
06 January 10 05:13 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in the Hunt Club neighbourhood in west London in 2009 and what to expect for 2010? Houses in Hunt Club Area From January 01, 2009 to December 31, 2009, 36 houses in Hunt Club exchanged hands and Read More...
Summerside Houses &Condos for 2010
06 January 10 04:43 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Summerside a neighbourhood in south London in 2009 and what to expect for 2010? Houses in Summerside From January 01, 2009 to December 31, 2009, 82 houses in Summerside exchanged hands and Read More...
Oakridge London Real Estate 2009 & What to Expect in 2010
06 January 10 04:17 PM | Ty Lacroix | 1 Comments   
What was the real estate market for houses and condos like in Oakridge a neighbourhood in south west London in 2009 and what to expect for 2010? Houses in Oakridge From January 01, 2009 to December 31, 2009, 265 houses in Oakridge exchanged hands and Read More...
Byron Houses & Condos in 2009 & What to Expect in 2010
06 January 10 01:11 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Byron a neighbourhood in south west London in 2009 and what to expect for 2010? Houses in Byron From January 01, 2009 to December 31, 2009, 243 houses in Byron exchanged hands and it took an Read More...
Hyde Park Real Estate for 2009 and What to Expect for 2010
06 January 10 12:41 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Hyde Park , a neighbourhood in north west London in 2009 and what to expect for 2010? Homes in Hyde Park From January 01, 2009 to December 31, 2009, 42 homes in Hyde Park exchanged hands and Read More...
Lambeth Area Real Estate in 2009 and What to Expect For 2010
06 January 10 12:25 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Lambeth, a neighbourhood in south west London in 2009 and what to expect for 2010? Houses in Lambeth From January 01, 200 9 to December 31, 2009, 91 homes in Lambeth exchanged hands and it Read More...
Kilworth Real Estate 2009 &What to Expect for 2010
04 January 10 08:54 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Kilworth, a neighbourhood west of London in 2009 and what to expect for 2010? Houses in Kilworth From January 01, 200 9 to December 31, 2009, 35 houses in Kilworth exchanged hands and it took Read More...
Don't Be Poor In Real Estate
03 January 10 02:52 PM | Ty Lacroix | 1 Comments   
Don't P ass O ver O pportunities R epeatedly in Real Estate. Whether you are an i nvestor , a home or condo owner or a real estate sales person , we all seem to make the same mistakes. How many times have we heard or said? "I could have bought Read More...
Real Estate's Investing Comfort Zone vs Stock Market
03 January 10 02:14 PM | Ty Lacroix | (Comments Off)   
For decades, real estate has been one of the most reliable and dramatic wealth generators for millions of people - and despite the slump experienced in some recently booming areas, many parts of the country continue to experience price appreciation. Real Read More...
Riverbend Real Estate Facts & What Will Happen in 2010
03 January 10 01:46 PM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Riverbend, a London Ontario Neighbourhood in 2009 and what to expect for 2010? Houses in Riverbend From January 01, 200 9 to December 31, 2009, 49 houses in Riverbend exchanged hands and it Read More...
Sunningdale Real Estate London Ontario Facts and 2010 Predictions
03 January 10 11:49 AM | Ty Lacroix | (Comments Off)   
What was the real estate market for houses and condos like in Sunningdale, a London Ontario Neighbourhood in 2009 and what to expect for 2010? Houses in Sunningdale From January 01, 200 9 to December 31, 2009, 43 houses in Sunningdale exchanged hands Read More...
Evicting Tenants Under The Residential Tenancies Act Ontario
03 January 10 10:04 AM | Ty Lacroix | 1207 Comments   
This blog is a great reminder for landlords in London Ontario to properly check out your tenants before renting any of your units, being one or twenty. Not only a credit check but thoroughly check our their references. This blog was written by Brian Madigan, Read More...
Why Real Estate Cash Flow Tops The Stock Market in London Ontario
01 January 10 12:54 PM | Ty Lacroix | (Comments Off)   
Most stock market investors will pay 100 percent of the share price for a stock (investors who don't mind the risk of margin calls can buy many stocks for 50 percent down), while real estate investors typically need to put down only five to 10 percent Read More...
Using Feng Shui to Correctly Prepare Your Home for Sale in London Ontario
01 January 10 12:28 PM | Ty Lacroix | 1 Comments   
Using Feng Shui to Correctly Prepare Your Home for Sale Using Feng Shui to attract more potential home buyers is a fantastic idea. When you start to look at the Feng Shui recommendations, you will see that some of them are identical to what you may be Read More...

This Blog

Archives

London Ontario Home Buyer Tool Kit

London Ontario Real Estate